Substance use disorder (SUD) is a disease like many others. It requires medical care, mental health support, and compassion. For many people who seek out addiction treatment, a roadblock is determining how they will pay for it. Does health insurance cover addiction treatment? The answer is yes. In many cases, it does.
At The Ranch at Dove Tree, our team is always available to offer you insight and guidance. We can verify your insurance in minutes without any obligation to proceed. If you’re not sure if you have coverage, contact us now for quick verification.
Many People Do Not Realize They Have Coverage
Every health insurance policy is a bit different, and you must verify the details of your coverage. You may have protection that you did not know you had. You are not alone in your battle.
Data from the 2022 National Survey on Drug Use and Health from the U.S. Department of Health and Human Services notes that 48.7 million people age 12 and older had a SUD, with 29.5 million people suffering alcohol use disorder and 27.2 million suffering drug use disorder. For many, uncertainty around health care coverage is a reason for not seeking treatment.
If you have health insurance, you likely have coverage for substance use disorder treatment if your policy was purchased through the Affordable Care Act marketplace. Most employer-sponsored programs also have coverage for substance use as well as mental health needs. At The Ranch at Dove Tree, we accept major insurance programs and can verify your information with a quick call or online form.
Types of Care Health Insurance Covers for SUD
Health insurance policies differ in the coverage type, how much they cover, and overall features. To find out what your policy will do, allow our compassionate professionals to guide you in verifying your details. Some policies cover the services many people need, including:
- Detox: Detoxification is the process of receiving 24/7 monitored support as your body flushes the toxins from your system. Detox can take several days and is one of the most important first steps for those who have moderate to severe addiction or those who have used the substance for a long time.
- Residential treatment: After detox, you need a stable environment to recover and begin working through treatment. Your health insurance may cover inpatient care, also known as residential treatment. This may include all or a portion of the costs related to living at the treatment center, receiving therapy through individual and group counseling, and having medical exams.
- Mental health support: Most health insurance plans also provide coverage for mental health support. Co-occurring disorders are quite common with addiction, and treatment for both at the same time offers a better opportunity for long-term recovery.
- Outpatient programs: Outpatient programs enable those who can live at home in a stable, drug-free environment and receive treatment at a consistent rate at the treatment center. This type of care may also be available to you as a component of your insurance policy.
- Veteran’s coverage: The Ranch at Dove Tree offers a Tactical Recovery program designed for veterans. If you served or are a veteran, contact us to learn how we can provide care through our treatment program.
Health insurance coverage for any type of care is dependent on your policy details. These are just some of the services for which you may receive coverage, with full or partial payment based on policy details.
How to Find Out What Your Coverage Includes
Paying for substance use disorder treatment in Texas does not have to be a challenge. If you are just getting into a new health insurance policy for the new year or you are unsure of what your coverage is and want to do a bit of exploring on your own, use these tips:
- Call your healthcare provider to inquire about the available coverage options. You can verify which treatment centers may be available to you as a part of your plan.
- If you have an online portal for your policy, pull up information there about your policy coverage and details for many healthcare plans.
- Call our counselors. There is no pressure to get care through us if we do not take your insurance policy. You will find authentic insight and support. Let us help you find the care best suited to your needs.
Seek Out the Care You Need from Our Team Today
At The Ranch at Dove Tree, you can receive the mental health and substance use disorder treatment you need through our Lubbock, Texas, treatment center. Contact us now to learn more about our health insurance coverage.
